Vehicle Protection Products

Vehicle Service Contracts – Multiple Levels of Coverage

Momentum Coverage*

  • Engine
  • Transmission/Transfer Case
  • Front/Rear Wheel Drive System
  • Turbocharger/Supercharger
  • Fluids: if required in conjunction with covered repair
  • Seals & Gaskets: as a part of a covered part

Torque Coverage*

All coverage listed under Momentum plus:

  • Air Conditioning • Brakes
  • Heating/Cooling • Electrical
  • Fuel System • Suspension
  • Steering • Hybrid Electric Propulsion

Absolute Coverage*

Covers all mechanical and electrical breakdowns except for a small number of components listed in section V of the contract.
Examples of non-covered items include but are not limited to glass, light bulbs, tires, brake pads and spark plugs.

Additional Benefits*

  • Rental Car
  • Towing
  • Trip Interruption
  • 24-Hour Emergency Roadside Assistance
    • Battery Jump Start
    • Flat Tire Changes
    • Fuel, Oil, Fluid and Water Delivery
    • Lockout Service
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Optional Coverages*

Business Use
Coverage if the vehicle is used for route sales or service, inspections, examinations, maintenance, repair, gardening and lawn care, and carrying personal tools to a job site.

Lift Kits
Coverage for vehicles equipped with up to a 6” lift kit.

Oversized/Undersized Tires
Coverage for vehicles equipped with oversized/ undersized tires (provided less than 10% variant from the manufacturer specs).

Market Labor
Upgrade the authorized labor rate from $125/hour to the repair facility’s posted hourly labor rate (as long as it is a reasonable cost).

Seals & Gaskets
Coverage for Seals & Gaskets for all covered components provided the vehicle has less than 150,000 odometer miles at time of purchase.

*This page information is not a contract and programs are subject to change. Complete details, terms and conditions are on the Service Contract and should be reviewed. Listed Repair Costs based on Consumer Affairs 2025 statistics.